IRA Calculator (Traditional vs Roth)

Estimate IRA balance with contributions and return rate.

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Calculator

Projected Balance

$0.00

Total Contributions

$0.00

Total Growth

$0.00

Estimated Retirement Date

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How it works

Enter your age, current balance, annual contribution, and return rate, then click calculate. The tool projects IRA balance using a standard growth formula. Results are estimates for informational purposes only.

FAQ

What is the difference between Roth and Traditional IRA?

Roth IRA contributions are after-tax with tax-free withdrawals, while Traditional IRA contributions may be pre-tax with taxable withdrawals.

Does this calculator include tax differences?

No. This calculator focuses on balance growth and does not model tax treatment differences.

What return rate should I use?

Use a conservative long-term estimate based on your portfolio. This tool does not provide financial advice.

Is this calculator free to use?

Yes. This IRA calculator is free to use and does not require an account.